How to read a Honda lease offer in Tulsa
Read a Honda lease offer by finding six numbers: the monthly payment, the amount due at signing, the term, the mileage allowance, the residual value, and the fees. Then add the payments to the amount due at signing and divide by the months in the term to get the true monthly cost. South Pointe Honda in Tulsa leases new Hondas, typically on two- to three-year terms.
Keep reading below, then schedule a test drive in Tulsa. Bringing your own numbers to the lot settles this faster than any spec sheet.
Read a Honda lease offer in Tulsa by finding six numbers
The advertised payment is only one of them, so find all six before you compare any offer. A lease offer usually has six key numbers that determine what you will actually pay: the monthly payment, the due at signing amount, the lease term, the mileage allowance, the residual value, and the acquisition and dealer fees.
Lease advertising has rules. Under Federal Reserve Regulation M, an ad that states a monthly payment or a payment due at signing must also state that the deal is a lease, the total due at or before signing, the number, amounts and due dates of the payments, whether a security deposit is required, and that an extra charge may apply at the end of the lease (eCFR, 12 CFR 1013.7). If an ad leaves one of these out, ask for it in writing.
South Pointe Honda offers Honda leases along with new-vehicle financing. Terms usually run two to three years, and at the end you can turn the car in, start a new lease, buy it out, or extend.
What lease term and mileage allowance fit a Tulsa Honda lease?
Pick the term and mileage first, because both change the payment. Lease terms are commonly 24, 36, or 39 months, and mileage allowances are commonly 10,000 or 12,000 miles per year. Ask the dealer what 12,000 or 15,000 miles per year would cost, so you can see the price of the extra miles before you sign.
How do you work out what a Honda lease really costs per month?
Add the total of the monthly payments to the amount due at signing, then divide that sum by the number of months in the term. The result is the effective monthly cost, and it is higher than the advertised payment. A lease advertised at one payment is not necessarily that payment per month.
Here is the arithmetic with hypothetical numbers. Every figure below is hypothetical. Say a lease shows a $350 monthly payment for 36 months and $3,000 due at signing. The payments total $12,600, and adding the $3,000 gives $15,600. Divided by 36 months, the true monthly cost is about $433, which is $83 more than the ad suggests.
How do selling price and residual value set a Honda lease payment?
The selling price and the residual value do most of the work in a lease payment. Residual value is the vehicle’s estimated value at the end of the lease. The lease pays for the drop from the selling price to the residual, so a higher residual usually means a lower payment. Ask the dealer for the selling price, the residual value, the money factor, the acquisition fee, the dealer fees, and the total lease cost.
Starting prices from the manufacturer show where a selling price begins. According to Honda’s published 2026 pricing, the Accord LX starts at $28,395, the Civic Sedan LX at $24,695, and the CR-V LX (2WD) at $30,920. The selling price on a lease is set by the dealer, so compare it to these starting points.
Which fees and Oklahoma taxes belong in a Tulsa Honda lease quote?
A lease quote should show the acquisition fee, any dealer fees, and any add-ons as separate lines. Add-ons include window tint, protection packages, accessories, and warranties. Ask for the monthly payment with applicable Oklahoma taxes included, so the figure you compare is the figure you pay.
Oklahoma taxes leases differently from purchases. A lease of 12 months or more is exempt from sales tax when the owner has paid the vehicle excise tax (Oklahoma Statutes Title 68, Section 1357, 2026). The Oklahoma Tax Commission rule 710:65-13-30(h) sets the same test (Oklahoma Tax Commission, 2023). Registration fees still apply. Service Oklahoma’s fee schedule sets the full year fee for a standard vehicle at $96.00 in years 1 to 4 of registration, then $86.00 in years 5 to 8 (Service Oklahoma, Fees & Exemptions).
What happens to negative equity when you trade in for a Honda lease?
Ask how any negative equity from your current vehicle is handled in the new lease. Do not let the dealer hide it inside the new lease. South Pointe Honda accepts trade-ins with negative equity. Its online trade-in offer can be requested by license plate and state, by VIN, or by year, make, model, and trim. Entering only the make and model yields just a rough estimate that may change.
What should you ask a Tulsa Honda dealer to put in writing?
Ask for a written lease quote that lists the selling price, residual value, money factor, acquisition fee, dealer fees, and total lease cost. Ask for the monthly payment with Oklahoma taxes included, the total due at signing, and the 36-month and 39-month options at 12,000 miles per year. Ask for any trade-in credit as a separate line.
Visit the dealership at 9124 S Memorial Dr, Tulsa, OK 74133. It offers an online finance application labeled “Apply for Financing” and “Apply Now,” hosted on acceleride.southpointehonda.com.
Frequently asked questions
What charges can come at the end of a Honda lease?
Ask about excess mileage, wear and tear, and disposition fees before you sign. Lease ads must say that an extra charge may apply at lease end, based on the residual value compared with the vehicle’s actual value at that point (eCFR, 12 CFR 1013.7).
Can you buy the Honda when the lease ends?
Yes. A South Pointe Honda lease can end with a turn-in, a new lease, a buyout, or an extension. Ask for the end-of-lease purchase price in the original quote, so you know the buyout cost from the start.
Do Honda lease offers expire, and how do I check one is still available?
Confirm current availability and Tulsa eligibility before relying on an offer. Ask the dealer to confirm the offer in writing with the date it was issued.
What should I bring when I ask South Pointe Honda for a lease quote?
Bring the vehicle’s license plate and state, or its VIN, year, make, model and trim, so the dealer can run a trade-in estimate. South Pointe Honda is at 9124 S Memorial Dr, Tulsa, OK 74133, and its online finance application is at acceleride.southpointehonda.com.
Can South Pointe Honda deliver a new Honda to my driveway?
New vehicles can be bought online through Acceleride and delivered. The store’s home-page FAQ says it ships cars out of state and can deliver new or pre-owned vehicles to the buyer’s driveway.
Where can I get my leased Honda serviced in Tulsa?
Express service lanes at South Pointe Honda take customers with no appointment needed. Work there includes oil and filter changes, fluid checks, multi-point inspections, tire rotations and repairs, wiper blades, battery testing and replacement, bulbs, and engine and cabin filters. The service center is at 9124 S Memorial Dr, Tulsa, OK 74133.
Bring your lease checklist to South Pointe Honda in Tulsa
South Pointe Honda leases new Honda models, including the Accord, Civic, CR-V, HR-V, Passport, Pilot, Prologue, Prelude, Odyssey and Ridgeline. Lease terms are typically two to three years. You can value your trade online, and start an online finance application at acceleride.southpointehonda.com.
Customers describe a low-pressure visit. In an August 2026 5-star Google review, Brendan E. wrote: “Jay was great, no pressure. He was fair and patient. I got the car i wanted and they addressed all my concerns. Highly recommend”
South Pointe Honda has a 4.6 star rating across 6,344 Google reviews, and 82 in 100 of them are five-star. Bring your six numbers, your trade details and your questions to 9124 S Memorial Dr, Tulsa, OK 74133, and ask for the written quote before you sign.
South Pointe Honda answers this question against the specific vehicle in front of you rather than the model in general. Value your trade and get pre-approved online, then see us at our Tulsa showroom, or call (918) 496-7833.
Disclaimer: Vehicle features, specifications, pricing, options, and availability may vary based on production timelines and dealership inventory; images are for illustrative purposes only. Starting MSRP figures are national and exclude destination freight charges, tax, title, license, and dealer fees. Standard and available equipment varies by trim, configuration, and model year; confirm the specification of the individual vehicle before purchase. Maximum towing and payload ratings depend on cab, bed, drivetrain, and equipment configuration; see the vehicle’s Owner’s Manual and trailering guide for limits. Electric range and charging times vary with battery, configuration, temperature, terrain, load, and driving habits. Safety or driver assistance features are no substitute for the driver’s responsibility to operate the vehicle in a safe manner. Financing and pre-approval are subject to credit approval. Contact South Pointe Honda for complete details regarding current vehicle inventory, pricing, and equipment.
